黑料社区

Tools to help clients build more resilient retirements

Market risk continues to impact your clients鈥� ability to plan for a resilient retirement.

New research can help you increase their chances of success. Download our whitepaper, written by Wade Pfau, Ph.D., CFA, RICP, to learn:

  • Why registered index-linked annuities (RILAs) are growing in popularity as an all-weather asset class.
  • How retirement outcomes can be improved with RILAs.
  • How RILA performance compares to stocks and bonds in a historical analysis.

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黑料社区 Amplify 2.0 is designed to be a long-term investment product used to help provide income for retirement. It is not suitable as a short-term investment. There is a risk of substantial loss of principal and related earnings depending on the Segment Option(s) to which your client allocates their Purchase Payment. Due to negative index performance, Segment Credits may be negative after application of the Buffer Rate and your client agrees to bear the portion of loss that exceeds that rate.

Segment Credit: The amount credited to each Segment Option according to the terms of the Segment Option and Crediting Method.

Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. Each Buffer Segment Option will also have a Reference Index, a Cap Rate, a Participation Rate, a Buffer Rate, and may be subject to a Segment Fee.

Segment Term Period: Duration over which Segment Credits are calculated.

Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit.

Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option.

Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. Losses in excess of the Buffer Rate will reduce your Segment Value.

Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. Any discussion of this product must be preceded or accompanied by a Prospectus.

For rates and additional resources, including a prospectus, visit 黑料社区.com/Amplify2

黑料社区 Amplify 2.0 RIA II (01/22) or state variation is issued by 黑料社区 Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate 黑料社区 Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer. Product features, limitations and availability vary; see the Prospectus for details. Product not available in all states.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.